Monarch Insurance Co. Inc., (MICI) Philippines maintains this site (the "Site") for your personal information, education and communication. Monarch Insurance Company has made all its efforts to make the information available on the website accurate and up to date.

However, MICI accepts no liability for the accurate and completeness of information, and hereby disclaims any all liability to any person damage caused by errors or omissions, whether such errors or omissions results from negligence, accident or any other loss or damage to such person.

You may download material displayed on the Site for non commercial, personal use only, provided you also retain all copyright and other proprietary notices contained on the materials. You may not, however, distribute, modify, transmit, reuse, report, or use the contents of the Site for public or commercial purposes, including the text, images, audio, and video without Monarch’s written permission.

COPYRIGHT © MONARCH INSURANCE CO. INC. , PHILIPPINES 2008 . ALL RIGHTS RESERVED.
Copyright in the pages and in the screens displaying the pages, and in the information and material therein and in their arrangement, is owned by Monarch Insurance Co. Inc. Philippines unless otherwise indicated.

LINKS

This site may contain links to websites controlled or offered by third parties (non-affiliates of Monarch) , Monarch hereby disclaims liability for, any information, materials, products or services posted or offered at any of the third party sites linked to this web site. By creating a link to a third party web site, Monarch does not endorse or recommend any products or services offered or information contained at that web site, nor is Monarch liable for any failure of products or services offered or advertised at those sites. Such third party may have a privacy policy different from that of Monarch and the third party website may provide less security than the Monarch site..

LIMITATION OF LIABILITY

In no event will Monarch Insurance Co. Inc., Philippines be liable for any damage, including limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this site or any linked site or use thereof or inability to use by any third party, or in connection with any failure or performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Monarch or representatives thereof, are advised of the possibility of such damages, losses or expenses.

GOVERNING LAW

Use of this site shall be governed by all applicable Federal laws of the Republic of the Philippines.